Classes and Workshops

Classes and Workshops

Through our education programs, we create opportunities that empower people to reach financial independence. A variety of classes are offered on an ongoing basis, helping households gain the essential tools for developing a saving and investing plan, maintaining credit, and setting personal financial goals.

Interested in attending a class or workshop? Check out our class schedule. Contact Barb at 419-243-3734 ext. 44 or bderden@nodatoledo.org if you have questions or want to RSVP.

Pathways to Homeownership

Buying a home is one of the most important investments you will make. This four-week series will give you the tools to reach your dream of becoming a homeowner. Learn to navigate the home-buying process:

  • Deciding if homeownership is right for you
  • Preparing for homeownership
  • Credit and loan eligibility
  • Shopping for a home and working with a realtor
  • Obtaining and managing a mortgage

Road to Recovery

Learn to navigate the potholes of mortgage default, foreclosure, and predatory lending at this one-session workshop. Achieve a successful outcome by learning more about:

  • Distinction between default & foreclosure
  • Creating a saving & spending plan
  • Repairing credit
  • Default/foreclosure process & timeline
  • Available assistance programs
  • Workout options such as repayment plans and loan modifications

Building Wealth

Looking to improve your financial fitness? This four-week series will help you gain the skills to set and reach your financial goals. Learn the basics of money management:

  • Budgeting & saving
  • Managing your credit
  • Investing
  • Maintaining a checking/savings account
  • Retirement planning
  • Setting short-term and long-term financial goals

Protecting & Maintaining Your Home

Your home is your most valuable asset. Learn how to protect it from financial pitfalls and predictable wear and tear at this one-session workshop. Boost your homeowner knowledge by learning more about:

  • Budgeting and saving
  • Establishing credit
  • Choosing the right insurance
  • Regular maintenance scheduling
  • Contractor selection
  • Available home repair loans & grants
  • Protecting your family from lead paint